Disaster insurance for bars and nightclubs may just seem like an unnecessary frill and indeed, for many bar and nightclub owners it is simply too expensive. There is also a great deal of insurance between what is covered by disaster insurance for bars and nightclubs versus what the COMMERCIAL INSURANCE FOR A BAR or nightclub already carries.
So in this article I will explain what disaster insurance is and what it protects you against and help you get some clarity as to whether and in what quantity you might want to carry disaster insurance.
When it comes to bar insurance, however, there are certain factors that will have a huge effect on your policy rates. Sometimes minor changes to the way that you run your bar will make a big change in terms of your bar or nightclub insurance policy.